Should You Buy New Construction or a Resale Home in Frisco, Texas?

Should you buy new construction or a resale home in Frisco, Texas? Buy new when current building codes, newer systems, a builder warranty and your own finishes matter most, and buy resale when mature trees, a finished yard and more room to negotiate on price matter more. The right answer shows up when two specific homes sit side by side.

I'm Omega Mejia, a real estate agent with Simply Great Real Estate Group in Frisco, Texas. This post is written for a buyer leaning toward new construction who wants to see what a resale home offers before signing with a builder. The short version lives in my FAQ.

New construction in Frisco gives you current building codes, newer mechanical systems and a floor plan nobody has lived in. You may choose finishes and sometimes the lot, and builders publish incentives from time to time on specific lots.

The City of Frisco inspects a new home at set stages and issues a certificate of occupancy after the final building inspection. That is the city checking the builder's work against code. Your own inspector works for you, which is why I recommend one on every new build.

A resale home gives you history you can see. You can walk the street, look at how the yard has settled and learn what was repaired and when. Mature landscaping, fences and window coverings are often already in place, which matters when you add up what a new home still needs after closing.

Frisco has both kinds of homes in large numbers. The U.S. Census Bureau, American Community Survey 5-year estimates, 2024, put the median year Frisco homes were built at 2009 (see Frisco's Census numbers). That describes the whole city, not any one street, and I compare specific streets in my Frisco guide.

A new build often leaves out the yard work, the fence and the window coverings, and the move-in date can move. The yard may need grass, fences and landscaping, window coverings and other extras may be your job, and your move-in depends on the builder finishing the city's final inspection and certificate of occupancy.

The builder's sales agent works for the builder. That is normal, and it means your questions about the contract belong with someone on your side. Two homes at the same price can also carry different costs, which my posts on MUD and PID taxes in a new Collin County community and homeowners insurance explain.

Often a little less. In my NTREIS search of Frisco new builds (single-family, built in 2026) that closed between July 24 and October 22, 2026, the median home sold for 97.4 percent of its list price, and the average was 95.2 percent. The range ran from 84.5 percent to 103.0 percent. Ten of the 25 closed at 95 percent or less, and five closed at 90 percent or less.

Those homes spent a median of 29 days on the market. The gap between list and sold price is where builder incentives and negotiation show up, so I look at the full deal, not only the price on the sign. My post on builder incentives and rate buydowns explains what to ask for.

I compare five things on every new build and resale home we look at: the monthly payment, the inspection, the warranty, the insurance and the true price.

• The total monthly payment. Each home's payment with property taxes and any district charge included, in writing.
• Your own inspection. City inspections and a buyer's inspection answer different questions, so both homes get one.
• The warranty. Who backs each part of a builder warranty, for how long and how a claim gets filed, read before you sign.
• The insurance quote. Roof type, age and location change the number, so the quote comes before you commit.
• The real price. A builder credit set beside a price reduction on a comparable home.

My buying a home and buying process pages show where each of these fits.

Tour one new home and one resale home in the same price range on the same day. The new home may leave out a fence, landscaping or window coverings. The resale home may leave out updated systems or a floor plan that fits how you live. Seeing both in one afternoon makes the trade-offs concrete in a way a brochure cannot.

At each stop we cover the same ground: the age of the roof, air conditioning and water heater, the monthly payment with taxes and insurance, what the price includes and what costs extra, and where the lot sits on the street and what is behind it. For what is planned nearby, the City of Frisco is the source I go to, not a builder's map.

If you are leaning toward new construction, the warranty and the floor plan are usually what draw you, and they are real advantages. I use my CLEAR Real Estate Method to make sure they are worth what you give up: clarify what you want, look at the whole picture, evaluate the options, then act.

In practice that means one side-by-side sheet for the new build you like and the closest resale match, with price, estimated taxes, insurance, any district charge and the lender's payment on it. Once every line is filled in, the decision gets calmer. Buying new construction and the new construction hub show what I look at.

If you want help comparing a new build with a resale home you have in mind, contact me, and we will put the two side by side.

This is general information about my approach, not legal, tax, financial or insurance advice.